How To Activate Capitec App Without Going To The Bank

Here is a quick guide on how you can activate your Capitec application in South Africa without accessing the banking hall.

How To Activate Capitec App Without Going To The Bank

  • Go to Google Play Store and download the Capitec Banking App.
  • Install the app on your phone and open it.
  • Sign up for a new account or login if you already have one.
  • Enter your ID Number, Date of Birth and Mobile Number in their respective fields.
  • If you are opening a new account then click on “New Account”, otherwise skip this step by clicking on log-in button (which will be displayed after successful registration).
  • Then click on “Activate” button that appears at bottom right corner of screen (just above menu bar).

1. Download and Install The Capitec App.

  • Download and Install the Capitec App
  • Install the app on your phone
  • Open the app and enter your card details (if you already have a card, you can skip this step)
  • Tap on ‘Activate’ to send an OTP to your phone number linked to your account (make sure that it’s the right number!)
  • Enter this OTP into the text field in order to activate your account

2. Activate Capitec banking app using OTP.

This is how you activate your Capitec banking app using OTP:

  • Log in to the mobile app with your user name and password.
  • On the activation screen, enter your card details to verify them.
  • Now you need to validate that it’s working by entering an OTP (One Time Password) sent to your registered mobile number.

3. Change your preferred PIN.

You can change your preferred PIN by going to the settings of your app and selecting ‘PIN’ from the menu. In this section, you will have the option to enter a new PIN or confirm your current one. Once you have done so, select ‘Activate’.

Once activated, you can access all Capitec features on your mobile device with ease!

  • Enter your card number, expiry date and service code . Its better if you use your own card because its more comfortable since you know these details easily. If not then kindly follow the steps in this post —> How to Get Your Capitec Card Details Online Without Going To The Branch. (Note that if you use someone else’s card you need their permission)
  • Click on Confirm button when done with entering all the details and proceed to Step 4 below


Congratulations, you have activated your banking app without going to the bank!

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